IRAs

Stock-Market Crash Transforms Retirement Market

twocents@thestreet.com (Joe Mont) — Mon, 02 Nov 2009 16:13 GMT

Americans on the cusp of retirement want more fixed-income investments, and the firms that change to meet those demands will lead the financial-services market.

Same-Sex Couples' Not-So-Golden Years

twocents@thestreet.com (Joe Mont) — Thu, 29 Oct 2009 09:00 GMT

Gays and lesbians are at a disadvantage when it comes to retirement savings, mostly because of federal laws.

Bear Markets Do Wonders for Retirement

twocents@thestreet.com (Joe Mont) — Wed, 21 Oct 2009 09:00 GMT

People who start saving for retirement during bear markets can do twice as well as those who begin in bull markets, according to a T. Rowe Price study.

Last Day to Undo Roth IRA Conversions

twocents@thestreet.com (Joe Mont) — Thu, 15 Oct 2009 13:55 GMT

Today's the deadline for filing extended tax returns and undoing Roth IRA conversions.

Confusion About Roth IRAs Abounds

twocents@thestreet.com (Joe Mont) — Wed, 07 Oct 2009 15:42 GMT

The upcoming repeal of income caps for Roth IRAs could help rich Americans cut taxes, but few investors realize it.

Americans Put Retirement Plans on Autopilot

twocents@thestreet.com (Joe Mont) — Wed, 30 Sep 2009 13:13 GMT

Automatic retirement-plan enrollment is getting more popular in the U.S., with higher participation rates adding about $8 billion a year.

Cattle, Fish Business Make Up Alternative IRAs

twocents@thestreet.com (Joe Mont) — Tue, 22 Sep 2009 05:02 GMT

Self-directed IRAs enable retirement investors to put their money into virtually anything.

Big Tax Decision Awaits Those With IRAs

twocents@thestreet.com (Terry Savage) — Thu, 17 Sep 2009 12:55 GMT

A change in IRA rules puts thousands of dollars of tax money at stake.

Intuit's Acquisition Elevates Online Banking

twocents@thestreet.com (Joe Mont) — Tue, 15 Sep 2009 12:18 GMT

Intuit's purchase of smaller rival Mint.com indicates that online personal finance management and banking are gathering steam.

Gold IRAs Glitter as Bullion Prices Spike

twocents@thestreet.com (Joe Mont) — Fri, 11 Sep 2009 11:50 GMT

With gold becoming more attractive to many investors, the idea of a bullion-based IRA makes sense. But there are pitfalls.

College-Savings Program Flawed at the Core

twocents@thestreet.com (Joe Mont) — Mon, 24 Aug 2009 13:56 GMT

So-called 529 college-savings plans are based on 401(k)'s, which is their Achilles' heel.

The Best and Worst Company 401(k)'s

twocents@thestreet.com (Joe Mont) — Mon, 24 Aug 2009 13:55 GMT

It's difficult to know how your company's retirement plan stacks up. That's where BrightScope.com comes in.

Retirement Plans Torpedoed Despite Rally

twocents@thestreet.com (Joe Mont) — Mon, 24 Aug 2009 13:51 GMT

The latest equity-market crash has given rise to plans that would overhaul the 401(k).

Retirement Investors Give Bullish Signal

twocents@thestreet.com (Joe Mont) — Fri, 21 Aug 2009 14:18 GMT

People saving for retirement socked away more money last quarter, according to Fidelity Investments.

Crash Erases Three Years of Retirement Gains

twocents@thestreet.com (Joe Mont) — Mon, 10 Aug 2009 14:31 GMT

The stock-market crash wiped out three years of gains in retirement plans, according to a new study.

Companies Gain Little From Pension Switch

twocents@thestreet.com (Joe Mont) — Mon, 10 Aug 2009 13:47 GMT

Companies that freeze or eliminate pension plans discover they don't gain much from the move.

Retirement Planning Brings Stress to Couples

twocents@thestreet.com (Joe Mont) — Fri, 07 Aug 2009 13:28 GMT

A Fidelity Investments study shows that couples often disagree when it comes to planning for retirement.

U.S. States Push Into Retirement Planning

twocents@thestreet.com (Joe Mont) — Fri, 31 Jul 2009 14:01 GMT

As half of American workers lack workplace retirement plans, states are trying to form a new IRA hybrid that would benefit small businesses and fund firms.

Borrowing From Retirement Plans Surges

twocents@thestreet.com (Joe Mont) — Fri, 24 Jul 2009 11:55 GMT

More Americans are borrowing from their retirement plans without heeding the hefty risks.

Retirement Study Reveals Racial Divide

twocents@thestreet.com (Joe Mont) — Fri, 17 Jul 2009 13:21 GMT

Black and Hispanic workers save less in their 401(k) plans than their white and Asian peers, a study shows.

Payback: Making Money Off Social Security

twocents@thestreet.com (Joe Mont) — Fri, 10 Jul 2009 12:50 GMT

Some savvy investors have found a way to get a free loan from Social Security.

How to Roll Over A 401(k) Into an IRA

twocents@thestreet.com (MainStreet Staff) — Thu, 02 Jul 2009 18:51 GMT

How to move your retirement funds into a rollover IRA, a tax-advantaged individual retirement account you can open yourself, even without an employer.

Daily Deduction: Roth vs. Traditional IRAs

twocents@thestreet.com (MainStreet Staff) — Thu, 02 Jul 2009 18:41 GMT

Learn about the differences between a Roth IRA and a traditional IRA.

Save on Taxes With New IRA Rules

twocents@thestreet.com (MainStreet Staff) — Thu, 02 Jul 2009 18:24 GMT

A change in tax rules, which will allow savers at any income level to take advantage of Roth IRAs, could mean a lower tax bill for you come January.

ETFs Fueled by Hot Stocks

twocents@thestreet.com (Don Dion) — Thu, 02 Jul 2009 13:00 GMT

The holdings in these ETFs appear to have sustained momentum.

Kass: Leave the Bonds; Take the Equities

twocents@thestreet.com (Doug Kass) — Mon, 18 May 2009 16:08 GMT

After the current correction runs its course, look for a potential setup to the upside.

Facing Up to the Truth About Social Security

twocents@thestreet.com (Terry Savage) — Tue, 14 Apr 2009 14:37 GMT

Social Security may not exist when you retire, so consider Plan B.

End of 401(k) Match Sparks New Strategies

twocents@thestreet.com (Bob Feeman) — Mon, 23 Feb 2009 15:02 GMT

Workers have several options to sock away the same amount of money.

Set Personal-Finance Course for Rough 2009

twocents@thestreet.com (Jeffrey Strain) — Tue, 23 Dec 2008 15:38 GMT

As we head into economic darkness, a review and preparation can keep the focus on goals.

Pension Funds -- the Next Shoe to Drop

twocents@thestreet.com (David MacDougall) — Wed, 17 Dec 2008 16:40 GMT

Some of the country's biggest plans are underfunded, which will further erode earnings.