Retirement

Fidelity, MetLife Push New Guaranteed Annuity

twocents@thestreet.com (Joe Mont) — Tue, 17 Nov 2009 14:43 GMT

Fidelity and MefLife introduced a new annuity product that targets investors nearing retirement who are trying to shore up their assets.

Fund Firms Set for Roth IRA Bonanza

twocents@thestreet.com (Joe Mont) — Thu, 12 Nov 2009 12:47 GMT

Retirement-investment companies such as Fidelity and Schwab are preparing for an IRA rule change in the hopes of gaining new clients.

Goldman, Morgan, JPMorgan Plan $30 Billion Bonuses:Today's Outrage

twocents@thestreet.com (Glenn Hall) — Mon, 09 Nov 2009 14:35 GMT

Goldman Sachs, Morgan Stanley and JPMorgan Chase are expected to pay out $30 billion in bonuses to their rainmakers this year. That money should go to taxpayers, who were the real rainmakers.

CIT Group Failure Highlights Insurance

twocents@thestreet.com (Joe Mont) — Thu, 05 Nov 2009 15:37 GMT

With banks offering more products and services than ever, consumers need to know which are insured by the government.

Stock-Market Crash Transforms Retirement Market

twocents@thestreet.com (Joe Mont) — Mon, 02 Nov 2009 16:13 GMT

Americans on the cusp of retirement want more fixed-income investments, and the firms that change to meet those demands will lead the financial-services market.

The Case for Dividend-Tracking ETFs

twocents@thestreet.com (Don Dion) — Fri, 30 Oct 2009 16:36 GMT

High-dividend-yielding companies can provide a steady stream of income and value to a well-diversified portfolio.

Retirement: What's That?

twocents@thestreet.com (Entrepreneur.com) — Fri, 30 Oct 2009 16:06 GMT

Though you may never stop working, here are five tips to ensure financial stability.

Same-Sex Couples' Not-So-Golden Years

twocents@thestreet.com (Joe Mont) — Thu, 29 Oct 2009 09:00 GMT

Gays and lesbians are at a disadvantage when it comes to retirement savings, mostly because of federal laws.

Retirees Brace for $10,000 Hit to Social Security

twocents@thestreet.com (Joe Mont) — Tue, 27 Oct 2009 09:00 GMT

The government won't give cost of living increases next year, eroding the effect of compound interest.

For Richest Gains, Avoid Biggest Losses

twocents@thestreet.com (Stan Luxenberg) — Mon, 26 Oct 2009 09:00 GMT

Not all target-date mutual funds are created equally. Those with more equities may generate larger returns, but also expose investors to risks.

Fidelity Opens World With Trading Platform

twocents@thestreet.com (Terry Savage) — Thu, 22 Oct 2009 08:59 GMT

The mutual-fund firm now makes it possible for retail investors to trade equities around the globe.

Bear Markets Do Wonders for Retirement

twocents@thestreet.com (Joe Mont) — Wed, 21 Oct 2009 09:00 GMT

People who start saving for retirement during bear markets can do twice as well as those who begin in bull markets, according to a T. Rowe Price study.

Last Day to Undo Roth IRA Conversions

twocents@thestreet.com (Joe Mont) — Thu, 15 Oct 2009 13:55 GMT

Today's the deadline for filing extended tax returns and undoing Roth IRA conversions.

Inflation Fears, Legislation Could Boost Annuities

twocents@thestreet.com (Joe Mont) — Tue, 13 Oct 2009 11:21 GMT

Congress is considering two bills that might provide consumers incentives to buy annuities.

Hispanics' Lack of Savings Could Spark Crisis

twocents@thestreet.com (Joe Mont) — Fri, 09 Oct 2009 14:27 GMT

A glaring lack of retirement preparation within the U.S. Hispanic community could contribute to a national crisis, a new study says.

Open Enrollment Calls for Higher Costs

twocents@thestreet.com (Joe Mont) — Fri, 09 Oct 2009 12:38 GMT

As Americans make yearly changes to work plans, many will find higher health-insurance premiums, more scrutiny of dependents and some added benefits worth considering.

Confusion About Roth IRAs Abounds

twocents@thestreet.com (Joe Mont) — Wed, 07 Oct 2009 15:42 GMT

The upcoming repeal of income caps for Roth IRAs could help rich Americans cut taxes, but few investors realize it.

Cynical 'Millennials' Shun Stocks, Survey Says

twocents@thestreet.com (Joe Mont) — Mon, 05 Oct 2009 09:00 GMT

Among young people surveyed by Microsoft, only half plan to put money in stocks, savings accounts or 401(k) plans.

Overseas Bank Sting Ensnares Average Joes

twocents@thestreet.com (Joe Mont) — Fri, 02 Oct 2009 09:00 GMT

Swiss bank UBS is handing over thousands of U.S. account holders' names to the Obama administration. But even those with small amounts of money overseas must declare it or else face penalties that include more than a decade of prison time.

Americans Put Retirement Plans on Autopilot

twocents@thestreet.com (Joe Mont) — Wed, 30 Sep 2009 13:13 GMT

Automatic retirement-plan enrollment is getting more popular in the U.S., with higher participation rates adding about $8 billion a year.

ETFs' Strategy to Challenge Mutual Funds

twocents@thestreet.com (Joe Mont) — Thu, 24 Sep 2009 05:00 GMT

ETFs could more quickly erode mutual funds' dominance with a few easy steps.

Cattle, Fish Business Make Up Alternative IRAs

twocents@thestreet.com (Joe Mont) — Tue, 22 Sep 2009 05:02 GMT

Self-directed IRAs enable retirement investors to put their money into virtually anything.

Big Tax Decision Awaits Those With IRAs

twocents@thestreet.com (Terry Savage) — Thu, 17 Sep 2009 12:55 GMT

A change in IRA rules puts thousands of dollars of tax money at stake.

Boomer Selling Is Unlikely to Hurt Stocks

twocents@thestreet.com (Joe Mont) — Thu, 17 Sep 2009 12:46 GMT

A new report says stock and bond prices are unlikely to drop as baby boomers cash out.

Europe, Latin America Gain on U.S. in Wealth

twocents@thestreet.com (Joe Mont) — Wed, 16 Sep 2009 12:35 GMT

Europe is now more wealthy than the U.S., and Latin America is the only region that has grown richer.

Intuit's Acquisition Elevates Online Banking

twocents@thestreet.com (Joe Mont) — Tue, 15 Sep 2009 12:18 GMT

Intuit's purchase of smaller rival Mint.com indicates that online personal finance management and banking are gathering steam.

Gold IRAs Glitter as Bullion Prices Spike

twocents@thestreet.com (Joe Mont) — Fri, 11 Sep 2009 11:50 GMT

With gold becoming more attractive to many investors, the idea of a bullion-based IRA makes sense. But there are pitfalls.

Consumers to Put Drag on Economy: Opinion

twocents@thestreet.com (Paul Ballew) — Wed, 09 Sep 2009 12:35 GMT

Even as the economy rebounds, weak consumer spending for years to come will put a damper on growth.

Optimists Make Better Plans for Retirement

twocents@thestreet.com (Joe Mont) — Fri, 04 Sep 2009 12:44 GMT

Fidelity Investments has been taking a closer look at how investors' moods impact their financial decisions.

Retirement Plans Torpedoed Despite Rally

twocents@thestreet.com (Joe Mont) — Mon, 24 Aug 2009 13:51 GMT

The latest equity-market crash has given rise to plans that would overhaul the 401(k).